Mortgage Automation

The copilot your closing team never had to hire

Areal runs the document work behind mortgage origination — reading the file, clearing the checkpoints, coordinating title and vendors, and writing results back into your LOS. Your team meets the loan at the exception, not at page one.

98.8%
of tasks resolved with no human involved
1,500+
document types read out of the box

Trusted by Top-Tier Mortgage & Title Companies

The Money Store
Rate
Guaranteed Rate Companies
Old Republic Title
NotaryCam
Canopy Mortgage
A New Age of Mortgage Automation

Work finished before it is assigned

Traditional automation waits to be told what to do. Areal's agents are triggered by the file itself — a document lands, an agent opens it, reads it against the loan record, clears what it can and escalates only what it cannot.

By the time a processor or closer opens the loan, the routine work is already done. What is left is the short list of things that genuinely need a person.

01

The file arrives

From your LOS, a vendor, or the borrower. No hand-off, no queue, no one assigning it.

02

The agent works it

Classified, extracted, cross-checked against the loan record and investor requirements.

03

Results write back

Cleared fields land in the LOS. Exceptions land on a person's list, with the reference attached.

LOAN 2049-11842 checkpoints · 2.4 secondsBorrower identityIncome & assetsAppraisal reviewTitle commitmentInsurance binderClosing packageclearedclearedclearedneeds reviewclearedcleared1 item for a person.The rest never reached one.
Flagship Products

Two products. Every stage of the mortgage lifecycle.

From fee reconciliation to full agentic automation — Areal's two flagship products cover the entire closing workflow and the upstream operations that feed it.

Industry's #1 CD Solution

Areal CD Balancer

Closers match 50–60 fee line items across two CDs, round after round. Areal's AI handles 95% of that automatically — flagging only exceptions, pushing balanced fees back to the LOS, and generating summary emails in seconds. Consistent, auditable balancing on every loan.

1 - 2 minPer balancing round
95%Handled by AI
Closing team throughput
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Areal CD Balancer
Areal Copilot Agent
Industry First — Launched MBA Annual 2025

Areal Copilot Agent

The mortgage industry's first agentic AI platform. Author agents in near-natural language, assign workflows, and let AI execute — with full audit traceability, 99% accuracy on critical fields, and native LOS integration. Ships with out-of-the-box agents for onboarding, funding, post-closing, insurance, appraisal, title, and more.

4M+Tasks completed
4–5.5 hrsSaved per mortgage
99%Accuracy on critical fields
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Measured in production

What the automation actually does

How much work the agents take on, how much of it they finish on their own, and what that gives back per loan.

98.8%
Automation rate

How much of the work never reaches a person at all.

Industry milestone
4M+
Agent tasks completed

Agent tasks completed on production loans to date. No mortgage platform has done this before.

5–7.5 hrs
Given back per loan

Borrower onboarding through investor delivery, full stack.

Measured on live production volume, not a benchmark. Hours saved are modelled from per-task timings across the full origination-to-funding workflow.

See it run on your own loan files

We'll show you which workflows to automate first, and what it returns at your volume.