About Areal

An AI-first company, purpose-built for mortgage

Areal launched in 2020 as an AI native company. Our mission today is to bring the two halves together in one platform — AI as the engine that reads and understands the file, and workflow software as the machine that runs the work around it — so lenders can finally solve the problems that have defined mortgage operations for decades.

Trusted by Top-Tier Mortgage & Title Companies

The Money Store
Rate
Guaranteed Rate Companies
Old Republic Title
NotaryCam
Canopy Mortgage

Our history

Why we started, and what changed

We introduced Areal in March 2020 to address the limitations of OCR in mortgages, which struggled to surpass 50% accuracy, and because transformer-based advancements in language understanding hadn't yet impacted lending. Six years on, the platform processes over 1,500 document types with 99% accuracy on key fields and powers automated workflows for leading lenders.

2020

Founded in San Francisco

Launched in March 2020, two weeks before lockdown, and signed our first customer that summer.

2021

First large-scale customers

Old Republic Title, the largest builder lender, and other enterprise customers put the platform into real production volume.

2023

CD Balancer ships

More than ten live customers, and automated CD balancing launched in Q4 — now the industry's #1 CD solution.

2024

Closer Copilot launches

Our second product, built for closers to take on the closing workflow.

2025

Copilot Agent launches

Announced at MBA Annual — the industry's first agentic AI platform built specifically for mortgage. Closer Agent and ten more agents followed, reshaping how the work gets done.

2026 H1

4 million agentic tasks

Executed 4 million agentic tasks and completed 98.8% of them automatically, setting a record against industry benchmarks.

2020 2021 2023 2024 2025 2026 H1 4M agentic tasks 98.8% completed automatically First customer → Production volume → CD Balancer → Closer Copilot → Copilot Agent

By the numbers

What the platform does today

2020

Launched in San Francisco

1,500+

Document types supported

99%

Accuracy on critical fields

4M+

Agent tasks completed

Join us

Come help us get home loans done in one day

We're a small team of researchers and engineers in San Francisco building AI that lenders close real loans on. If that sounds like your kind of problem, these are the four things we hire and work by.

Initiative taking

We move before being asked. The work that matters is rarely assigned.

Dependability

Lenders close loans on our output. It has to hold every time, not on average.

Integrity

We show the work behind every number and never oversell what the platform does.

Communication

Clear, direct, and fast — with each other and with the teams who run on us.

Out in the industry

Where you'll find us

The Areal team at a mortgage industry conference
Areal team members at an industry event
Areal at a mortgage technology event
Areal team with customers at a conference
Areal presenting at an industry conference
Areal at MBA Annual
The Areal team
Get Started

See Areal on your loans

We'll show you which workflows to automate first — and the exact ROI for your volume.

Book a Demo →